Electronic banking (e-banking)

Electronic banking is term used to describe a service that allows an account holder to obtain account information and manage certain banking transactions through a personal computer via the financial institution's Web site on the Internet and other telecommunication equipments such as telephone, mobil and fax.

The usage of e-banking has been risen rapidly in the recent last years as the consequence of development of society, mainly the sector IT (information technology).

For this reason I decide to apply the using of Internet, especially electronic banking, in the IT company Datalock. I try to describe its position on market, market share and its competitors.

The main aim of this work isn’t to persuade you about some kind of product or services. It should only display and compare offers of three Slovak banks. Then in my two case studies I will try to compare the services, fees and terms of e-banking by banks for Datalock as corporate client and individual client, too. At the conclusion there will be pointed the threats for Internet banking users and some questionnaire for potential clients. Please note that needs of everyone are various and it depends on your specific sight which product you regard the most appropriate or what kind of information are the most significant for you.

Case studies represent my own research.